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EMI Calculater

EMI Calculator - Home Loan, Personal Loan & Vehicle Loan Calculator

EMI Calculator

Calculate your Equated Monthly Installment for Home, Personal & Vehicle Loans

Loan Details

Home Loan
Personal Loan
Vehicle Loan
Range: ₹1 Lakh to ₹5 Crore
%
Range: 6% to 20%
Years
Range: 1 to 30 Years

About Home Loans

  • Home loan interest rates typically range from 6.5% to 9.5% p.a.
  • Longer tenures (up to 30 years) available for home loans
  • Tax benefits available under Section 24 and Section 80C
  • Processing fees usually 0.5% to 1% of loan amount
  • Prepayment charges may apply for fixed rate loans
Range: ₹50,000 to ₹50 Lakh
%
Range: 10% to 30%
Years
Range: 1 to 7 Years

About Personal Loans

  • Personal loan interest rates typically range from 10% to 24% p.a.
  • Shorter tenures (usually up to 5-7 years) compared to home loans
  • No collateral required - unsecured loans
  • Processing fees usually 1% to 3% of loan amount
  • Prepayment charges may apply (check with your bank)
Range: ₹1 Lakh to ₹45 Lakh
%
Range: 7% to 20%
Years
Range: 1 to 8 Years

About Vehicle Loans

  • Vehicle loan interest rates typically range from 7% to 12% p.a.
  • Tenures usually up to 5-7 years for cars, shorter for two-wheelers
  • Loan-to-value ratio usually 80-90% of vehicle cost
  • Processing fees usually 0.5% to 2% of loan amount
  • Prepayment charges may apply after a certain period

EMI Calculation Results

Monthly EMI

₹0

Total Interest

₹0

Total Payment

₹0

(Principal + Interest)

Payment Schedule

Amortization Schedule (Yearly)

Year Principal Paid Interest Paid Remaining Balance